Make SCA a Complete Solution
by Marcus Nasarek
in Recent
Hits: 2948

The new EU payment service regulation was adopted by the member states on January 13th 2018. Since that was 3 months ago, we should find some indications on how this would change the market. We probably would, if not the tricky parts and two of the main pillars of this new regulation are still in progress. Meanwhile, more and more stakeholders of the digital market get a sense of how that regulation could impact the customer experience and know very well about the fact that the user interface decides on success or failure of a business. The legal requirement for strong customer authentication and the XS2A interfaces will very likely cut down businesses if they don't adopt properly. But how to adopt properly? 

Read more
To be or not to be (a PIS), is that a question?
by Marcus Nasarek
in Recent
Hits: 1829

I had this kind of discussion several times: "We only send the payment order over to the bank and we don't touch credentials at all... it's like sending out an invoice and thus, we can't be seen as a payment initiation service." The question is: What exactly defines the process of "initiating" a payment? 

Read more